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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A chain of title is best described as

A) a series of conveyances of public record.
B) an historical record of liens on the property.
C) an opinion of title provided by an attorney.
D) a grantor/grantee index.

2. Coverage under a loan policy remains effective

A) until the secured debt is satisfied.
B) during the life of the owner.
C) until the lender assigns the mortgage.
D) until the property is sold.

3. Which of the following is excluded from coverage in the standard owner's policy?

A) lack of a right of access to and from the land
B) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
C) any law, ordinance, or governmental regulation without filed notice
D) recorded documentation on the title to real property without acknowledgment

4. Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or "rights," including future occupancy, reversion, and the use of surface and air space?

A) Personal
B) Intangible
C) Real
D) Tangible

5. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a subordination clause.
B) a prepayment clause.
C) a due-on-sale clause.
D) an assumption clause.

Solutions: