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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Insurance Regulation | 25% | - Pennsylvania insurance statutes and regulations - Licensing requirements and procedures - Unfair trade practices and ethics |
| Topic 2: Real Property Law | 25% | - Conveyance and recording statutes - Property rights and interests - Liens, encumbrances, and easements |
| Topic 3: Real Estate Transactions & Settlement | 10% | - Escrow and closing procedures - Disbursement and record-keeping - Policy issuance and delivery |
| Topic 4: Title Insurance Principles | 25% | - Exceptions and risk elimination - Purpose and function of title insurance - Title commitments and policy forms - Title search and examination procedures |
| Topic 5: General Insurance Concepts | 15% | - Basic insurance principles - Contract law fundamentals - Risk and indemnity |
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. Coverage under a loan policy remains effective
A) until the secured debt is satisfied.
B) during the life of the owner.
C) until the lender assigns the mortgage.
D) until the property is sold.
2. An insurance licensee must do all of the following in order to renew an insurance license EXCEPT
A) submit to the department a completed renewal form.
B) hold active insurer appointment(s).
C) pay the required renewal fee.
D) complete the continuing education requirements, if applicable.
3. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called
A) subrogation.
B) indemnification.
C) arbitration.
D) litigation.
4. A deed was properly completed and executed. Title to the property passed when the deed was
A) acknowledged.
B) recorded.
C) signed.
D) accepted by the grantee.
5. A waiver is defined as the
A) modification of a known right.
B) intentional and voluntary giving up of a known right.
C) misrepresentation of a known right.
D) acceptance of terms of the policy.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: B | Question # 3 Answer: C | Question # 4 Answer: D | Question # 5 Answer: B |







